Category Archives: Financial Literacy

New Money Smart Video

 

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Who is stealing your money? Check your Budget!

Ironically it is those who are better placed who neglect having a budget. Just having that little bit extra leads to a large hole in the savings bucket. Do not get lulled into a sense of false security and get … Continue reading

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Free Goal Checker. How much do you need?

You have plans for the future and now you want to know what they will cost. What  income  goal do you have for when you are no longer working? What about that overseas trip or that car upgrade. Whatever your … Continue reading

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Human Capital a vital component in Financial Planning

Career, the New Asset Class When creating a truly holistic financial plan, planners should expand the traditional view of asset classes to include career as an emerging, vital element in the data gathering, analysis, and development phases of traditional financial … Continue reading

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Financial Health Checks proving popular

At client review time all Strategic’s clients are given an invitation to complete a Financial Health Check. For a number this has been a very helpful experience. Having a good overal picture of how you are placed is either very … Continue reading

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Listen to the Reith Lectures 2012 Niall Ferguson

1/4 Niall Ferguson argues that institutions determine the success or failure of nations. 2/4 Niall Ferguson reflects on the causes and lessons of the global financial crisis. 3/4 Niall Ferguson asks if different systems of law are key to economic success. 4/4 Niall Ferguson … Continue reading

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Why you should never write a cheque to an advisor or their company!

Fraudster Evan Cherry’s Grand Facade Built On Lies… | Stuff.co.nz Evan Paul Cherry, a slight, bespectacled 53-year-old Aucklander, clutched a small overnight bag in the dock of North Shore District Court last Friday as he quietly admitted to lies spanning … Continue reading

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Fixed Interest investments, even good ones, come with inflation risk

ONE of the most remarkable features of the modern economy is that interest rates are negative in real (ie, after inflation) terms and are expected to remain so. This is not unprecedented. Real rates were negative after the second world … Continue reading

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Inter-generational ‘fraud’. Thank God you are not living in Britain if you are young!

Older generations of Britons have been accused of inter-generational ‘fraud’ by one of Britain’s most respected economic historians. Inter-generational breakdown: Sorry son, the story ends with national bankruptcy In his BBC Reith Lecture, Niall Ferguson warned that the colossal debt … Continue reading

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UK Banks too big to fail but also to big to get it right!

UK Banks have been under fire this year for: Mis-selling personal payment insurance to people who either did not need it, would not be able to claim on it, or did not know they had been sold it. On Thursday, Barclays was … Continue reading

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